Okay, So It’s Not Strictly Coverage, But You “Gotta” Know About Medical...
We don’t usually post liability related matters on this blog, but every once and a while there is a ruling that warrants mention. That ruling was issued today by the Tennessee Supreme Court in Dedmon...
View ArticlePost-Loss Assignment of Claims are Valid in Tennessee
Not so fast Mr. Adjuster, my assignment of claim is valid even if the insurance policy says its not. Time and time again, contractors and purchasers of property impacted by a loss have come to me...
View ArticleWhat Constitutes an “Ordinance or Law”?
In the case of Jefferson County Schools v. Tennessee Risk Management Trust, et al., No. E2017-01346-COA-R3-CV (decided March 15, 2018) (Jefferson County Schools v. TN Risk Management), the Tennessee...
View ArticleMisrepresentation as to prior foreclosure voids policy, even if innocently made
In the case of Conley v Tennessee Farmers, the Court of Appeals held that a misrepresentation as to prior foreclosure on an application is sufficient to void coverage as such misrepresentations...
View ArticleTN Supreme Court Rules Labor Cannot be Depreciated
For the past few years, I’ve been involved in several labor depreciation cases around the Southeast, including one right here in Tennessee against Auto-Owners. The threshold legal question in that...
View ArticleTips for TN Policyholders Impacted by the March 3, 2020 Storm
The storm has passed and a new wave of obstacles and hurdles are sure to follow in its wake. Out-of-state adjusters have already flooded the area, and not all of them know and understand...
View ArticleOSHA Compliance is the Law . . . But it’s Not an Ordinance or Law for...
The Occupational Safety and Health Act was signed into law in 1970 by President Nixon, and the Occupational Safety and Health Administration (OSHA) was simultaneously created to implement, administer,...
View Article2017 TENNESSEE UNFAIR CLAIMS PRACTICES REGULATIONS
On July 11, 2017, the Tennessee Department of Commerce and Insurance filed the final version of new regulations governing the investigation and disposition of claims arising under certain types of...
View Article2017 TENNESSEE UNFAIR CLAIMS PRACTICES REGULATIONS – Replacement Cost...
I’ve just posted the new regulations promulgated by the Tennessee Department of Commerce and Insurance governing the investigation and disposition of claims arising under certain types of insurance...
View ArticleMS Insurance Commissioner Issues Bulletin Regarding Labor Depreciation
This past Friday (Aug. 4, 2017), Mississippi’s Insurance Commissioner, Mike Chaney, issued a bulletin that alerts insurers that they should not be depreciating labor in Mississippi unless policy...
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